Apple Pay in France, instructions for use

Published on 05/05/2024 00:11

This is official, 2 years after its launch in the United States, the Apple Pay service arrives in France. Paying with his iPhone finally becomes possible! It tells you how it works.

Apple Paying in France

Apple announced it on June 13, 2016 at the company's developers conference (WWDC) to apple: contactless payment service on iPhone landed (finally) in France, 2 years after its debut in the United States. The purpose of Apple Pay? Enable Apple customers to shop online or in-store from the iPhone, iPad or Apple Watch. The service is expected to launch in July on the Caisse d'Épargne and Banque Populaire networks in partnership with Visa and Carrefour Banque via Mastercard. But this new contactless payment system should quickly set up agreements with other banks.

Apple Pay, instructions for use

No more need to take out his card and dial the code, with Apple Pay, it will be enough to approach his iPhone or Apple Watch of the terminal of payment . But before that, it will be necessary to register its card in the Apple application "Wallet" then to use Touch Id on its iPhone, the system of recognition of fingerprint, or to enter a code on Iphone or Apple Watch to be able to validate the purchase . At the moment, Apple Pay is not yet available on Iphone, but a new iOS update should quickly set up the application. Only the latest iPhone models, iPhone 6, 6s and SE will have this system as well as the Apple Watch.

On the net, simply select the Apple Pay button at the time of purchase, to adjust directly on its iPad Air 2, iPad mini 3, mini 4 and iPad pro.

An innovative service?

According to Le Figaro, in France, non-contact card payments represented more than 3 billion transactions in the first quarter of 2016 and are accepted by nearly 600,000 traders . However, the French service still has some shortcomings that Apple Pay should fill. Because if the contactless payment service is limited to small sums below 20 euros, this will not be the case for Apple Pay, which accepts the contactless payment up to 300 euros. In addition, the app does not cost consumers or merchants anything . Security level, no panic, the banking information is encrypted on the phone. With each purchase, a random and unique transaction number is generated.

In order to be able to use the new Apple Pay service as of July 2016, it is necessary to have in its possession either a recent iPhone (after the iPhone 6) or a generation of iPad after the iPad Air 2, a partner bank and have a Visa or Mastercard.