What is solidarity savings?

A way to make its economies grow while supporting activities that promote access to employment or housing , ecological or equitable initiatives and international solidarity e.

How it works ?

Anyone can become a saver of solidarity, and pour money at his own pace . Banks, insurances or management companies offer different types of risky investments : from the savings book to the life insurance through the PEA (equity savings plan). You can also approach your company because it has to offer solidarity funds in its employee savings plan.

What do I earn?

As with all conventional savings products, there are interest rates : returns vary depending on the risks involved. Please note: solidarity finance benefits from a favorable tax system since donations are tax deductible under certain conditions.

Before embarking on solidarity-based savings

For information on the website of the Autorité des marchés financiers, see the " Investing in solidarity savings products " sheet (for example, amf-France.org, section on other information and practical guides / your turnkey savings) . And on the site of the association Finansol , one can spot products labeled for their requirement and transparency.

Thanks to Florence Corne, Assistant to the Investor Relations Department of the AMF.